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100% Free Advice
A free impartial mortgage advisory service from start to finish
Thousands of Mortgages
We compare 1000s of products to find the one best suited to your needs
Best in Market
We guarantee we'll find the best deal available for your circumstances
The LIFT Scheme
The Scottish Government LIFT Scheme is now closed for 2024 applications. If you’re a first time buyer looking for what other help might be available, check our this article.
With our bespoke advice, our friendly advisors can look at all your home buying options and any schemes that you might be eligible for, whatever your circumstances may be. We can also liaise with your solicitor and lender, and do all the paperwork for you, making your home buying experience as hassle free as possible.
In our experience, your new home might be closer than you think, so speak to our advisors today and let’s see what we can do for you home buying ambitions.
Our service is 100% free, from start to finish, so you never have to worry about any “hidden costs”, and we are always just a phone call away.
How Much Can I Borrow?
Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the purchasing process in simple terms – no jargon!
What's your total annual pre-tax income?
Great news, you could borrow up to: £45,000
Great news, you could borrow up to: £35,000
To find out exactly how much you can borrow based on your specific circumstances, please make an enquiry to speak to an advisor.
Quick EnquiryHelp to Buy, Shared Equity & Exclusive Offers
Our mortgage advisors have access to thousands of first time buyers offers, including exclusive First Mortgage offers, and we don’t just find you a cheap deal - we’ll find you the right deal, tailored to your needs and taking into account anything the future might have in store.
Your expert advisor will also discuss the national Help to Buy scheme, which is for first time buyers purchasing a new build home, and may allow you to buy a better home than you initially thought possible.
In addition, your advisor can also guide you through low cost and affordable housing schemes provided by the local UK government which allow customers to get a foot on the housing ladder with as low as a 5% deposit whilst retaining 100% home ownership.
With First Mortgage’s expert advisors and exclusive deals from hundreds of lenders, it has never been easier to get on the property ladder. Just find the home you love, and we’ll do the rest.
as little as
5%
deposit
customer rating
98%
satisfaction
negotiate exclusive
95%
mortgages
Start your journey today – contact us to see what our award winning advisors can do for you!
Say goodbye to fees
We won't charge you a penny. Ever.
We’re not just any mortgage broker – we’re a free, award winning mortgage broker with access to the best deals out there. And there’s no catch. While most mortgage brokers will charge you a hefty fee for using their service, we don’t. Our service is funded entirely by mortgage lenders, so you can bid farewell to advice fees. Did we mention we’ll even do all the paperwork for you?
Our Promise
Because your peace of mind matters to us.
We’re so confident in finding the best mortgage or remortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.
If you can get a better mortgage offer from anywhere else, we’ll give you £500.
Not Quite Ready?
That's alright, we know it's not everyday that you get a mortgage.
We don’t charge any fees. Ever.
All mortgage brokers get paid a fee by the lender upon completion of a mortgage. In addition to this, most of these brokers will also charge you a hefty fee.
This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.
We know you don’t like fees, and we don’t either.
Our service is funded entirely by mortgage lenders, which doesn’t affect your mortgage in any way, and means you won’t ever have to pay us a penny. Combined with our Best in Market mortgage guarantee – where we’ll pay you £500 if you get a better deal elsewhere – we can confidently say there is no better place to go for your mortgage needs.
So whether you simply want to know what options are available to you, what you can afford or you’ve found the house of your dreams, get in touch and we’ll get the right deal in place for you.
FirstMortgage.co.uk
The right mortgage for you. Every time.
Our 'Best in Market' Mortgage Promise
At First Mortgage, we’re so confident in our choice of products and our advice, that we provide every customer with a simple guarantee – should you receive a better offer from another lender than the mortgage offer issued by the First Mortgage applied for lender, we’ll happily pay you £500!
This promise is offered exclusively to First Mortgage clients who receive a better mortgage offer from another lender, on a like for like product basis, than the mortgage offer already issued by the First Mortgage applied for lender.
It’s Really That Simple
We are so confident that our range of products and advice cannot be beaten that we provide this gimmick-free offer to all our clients. Simply provide us with a copy of the alternative mortgage offer at least 10 days prior to completion/entry date, which confirms eligibility for a mortgage product that has a lower true cost over the special rate period than the mortgage recommended by First Mortgage, and we will pay you £500.