First Mortgage News

Buying a home for the first time can be a daunting and complicated process. With so much information to take in and so many details to be aware of, it’s often difficult to know where to begin. With that in mind, we have come up with a simple and interactive new tool which ‘walks’ you […]

If you’re planning on applying for a mortgage, your broker or lender will use your credit score (among other things) to determine whether or not to give you that all-important, life-changing loan. Generally speaking, a good credit score increases your chances of being accepted for a mortgage. It can also give you access to better deals at […]

Divorce can be heartbreaking enough for a couple, let alone for a family. With couples often having to sell their family home, the market is evolving to try and meet the needs of families forced to leave their homes after a divorce. Lenders are said to be devising a new ‘divorce’ mortgage product, which could […]

The imposition of the new Buy to Let tax earlier this month triggered a wave of last minute buyers, keen to avoid the stamp duty deadline of April 1st. This three percent increase in tax has been a bone of contention for many landlords since its announcement last year. This surge of activity has brought […]

The news that First Mortgage is expanding its offices into Manchester is popping up on local media, with our push to exceed £1billion in mortgage sales highlighted. With our new office set to launch on May 23rd, these last weeks will be spent finalising details, setting up the office space, and introducing our team of […]

The mortgage market in 2016 – where we stand There are those who would argue that the current mortgage system is broken. Many first time buyers are finding it more and more difficult to find a home they can afford, while legions of young professionals in cities have resigned themselves to the fact that they […]