Find your local branch

Aberdeen

view details

Birmingham

view details

Dalkeith

view details

Darlington

view details

Edinburgh

view details

Falkirk

view details

Gateshead

view details

Glasgow

view details

Liverpool

view details

Manchester

view details

Middlesbrough

view details

Musselburgh

view details

Newcastle

view details

Southampton & Portsmouth

view details

Sunderland

view details

West Yorkshire

view details

For prospective buyers, saving enough money for a deposit can make getting on the property ladder seem like an impossible dream.

Thankfully, the government’s Help to Buy scheme has made it easier to take the first steps towards home ownership with as little as a 5% deposit. The scheme allows you to take out an equity loan of 15% of the property value, meaning you need just a 5% deposit to buy your dream home. As the loan is interest-free for the first five years, you’ll also have lower mortgage repayments than you would with a standard mortgage arrangement.

Help to Buy is available for first- and second-time buyers, who do not currently own a property in or outside of the UK. You can purchase a new build home up to the value of £600,000 with the scheme, as long as it’s not intended to be used as a buy-to-let property.

There are lots of Help to Buy properties in Birmingham, so no matter where in the city you’re looking to purchase, you’re sure to find the perfect home for you.
 

Help to Buy properties in Birmingham

To make your property search easier, we’ve put together a list of Help to Buy properties in Birmingham, broken down by area. Read on to find out which region will best suit your needs, and browse Help to Buy homes in Birmingham.
 

Central Birmingham

Birmingham city centre is undergoing a huge period of redevelopment, making it the perfect place to purchase a Help to Buy property if you’re looking to live in the thick of a bustling, modern city. The historic centre of Birmingham includes such up-and-coming areas as the Jewellery Quarter and Digbeth, as well as the Gun Quarter and Highgate, the home of the city’s original settlers.

Current Help to Buy properties available in Central Birmingham: None at the present time
 

North East Birmingham

Including attractive towns such as Tamworth, Alvecote and Mile Oak, the areas north east of Birmingham are the perfect choice for families and first-time buyers, thanks to good connections to the city centre whilst also benefiting from the close-knit community feel of countryside towns.

Current Help to Buy properties available in North East Birmingham: Alderbrook, Peels Meadow, Barley Fields, Amington Green, Amington Fairway, Amington Links, Saxon Manor
 

North West Birmingham

Buying a property in North West Birmingham offers the best of both worlds, combining beautiful, historic surroundings with easy travelling distances to the city centre. Popular locations in the North West include Smethwick, Oldbury and Tipton.

Current Help to Buy properties available in North West Birmingham: Galton Lock
 

South East Birmingham

South East Birmingham is a desirable area for those looking for leafy green spaces, gastropubs and large houses. Areas to look out for include Moseley and Wake Green.

Current Help to Buy properties available in South East Birmingham: Barber Court, Lakeview, Tidbury Heights, Regency Fields, Olympia, Cheswick Place
 

South West Birmingham

South West Birmingham is the perfect choice for first-time buyers, with Help to Buy properties available in suburban areas like Redditch, Tidbury Green and Solihull.

Current Help to Buy properties available in South West Birmingham: The Oaks Apartments, Longbridge Place, Gilbert’s Lea, Norton Farm, The Oaks, Romans Walk
 
*All data accurate to October 2019, but may change at any time. Please check availability with the individual developments.

If you need advice for first-time buying in Birmingham – or if you’re looking for a reliable mortgage broker in the West Midlands – don’t hesitate to contact us today.

We’re experts on all things mortgage-related (and our services are always 100% free).

Birmingham

Office 1, Izabella House, 24-26 Regent Place, Birmingham, B1 3NJ map

Where to Buy: Focus on Glasgow West

If you’re in a position to buy your first home – and you’re considering moving to Glasgow’s West End – this post is for you. Based on their amenities, unique attributes and value for money, here’s our pick of the best areas to live in one of Glasgow’s most sought-after suburbs. 1. West End From…
Read more

The big insurance question – is your home adequately protected?

Home insurance is one of those things that we all need. It doesn’t matter if your home is big or small – it’s yours and it needs protection. Working out what you need and whether it’s enough is the tricky part. Below, we’ll run through some common questions and issues, filling in the gaps when…
Read more

Buy your own village in the Scottish Highlands

You know that glorious feeling when you get the whole house to yourself? Well, how about an entire village? If you’ve ever lived in Edinburgh during the Fringe, you’ve probably felt the urge to go somewhere…uninhabited. Well, here’s your chance! This adorably tiny village on the Isle of Skye has just gone up for grabs…
Read more

11 things I wish I’d known before buying my first home

Buying a home can be a frustrating, emotional, but ultimately exhilarating experience. When it’s your first home however, you don’t have the benefit of experience behind you, so it’s easy to feel like you’re on the back foot. We know the feeling! With thousands of happy clients behind us, we’ve gathered eleven of the most…
Read more