Student Mortgages - Mortgage

Let us find the juiciest quote for you

It’s becoming increasingly popular for students to arrange a mortgage while at university, rather than pay high rental fees. Available with dozens of companies across the UK, finding the right student mortgage can be confusing. However, First Mortgage can source the very best deal - free of charge. If you find a better student mortgage, we’ll happily match it - and pay double the payment difference for the first year!
Find a student mortgage with First Mortgage

What is a student mortgage?

Student mortgages are offered if a guarantor is available - usually parents or legal guardians. With high rental prices and a relatively stable housing market, students and parents alike are starting to see this as a logical way to pay for accommodation, but have property to show for it at the end of the course. It’s possible to find student mortgages up to 90% of the value of the property.

Is a student mortgage right for you?

As will all mortgage packages, you need to ensure that you are able to afford the repayments, or you run the risk of having your property reclaimed. However, for many students this is a viable option, finding properties with mortgage repayments similar to monthly rental rates. Many students arrange a mortgage in partnership with their parents, so that both parties can benefit once the degree course has finished. You may also want to learn more about the various forms mortgage protection, covering you in case illness, accident or redundancy prevent you from paying the monthly rate.

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your circumstances and help you choose the best student mortgage available.

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