Student Mortgages - Mortgage
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It’s becoming increasingly popular for students to arrange a mortgage whilst at university, rather than pay high rental fees.
What is a student mortgage?
Available with dozens of companies across the UK, finding the right student mortgage can be confusing. However, First Mortgage can source the very best deal - free of charge.
Student mortgages are offered if a guarantor is available - usually parents or legal guardians. With high rental prices and a relatively stable housing market, students and parents alike are starting to see this as a logical way to pay for accommodation, but have property to show for it at the end of the course. It’s possible to find student mortgages up to 90% of the value of the property.
Is a student mortgage right for you?
As will all mortgage packages, you need to ensure that you are able to afford the repayments, or you run the risk of having your property reclaimed. However, for many students this is a viable option, finding properties with mortgage repayments similar to monthly rental rates. Many students arrange a mortgage in partnership with their parents, so that both parties can benefit once the degree course has finished. You may also want to learn more about the various forms mortgage protection, covering you in case illness, accident or redundancy prevent you from paying the monthly rate.
Call us on 0845 603 1525 for a FREE consultation with one of our friendly and experienced team. We are happy to discuss your circumstances and help you find the best student mortgage quotes available.
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- We do all the paperwork and work with lenders to ensure everything goes smoothly.
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First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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